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Colum Sands
	Year:	1989
	Album:	THE MARCH DITCH
	Song:	The mortgage song
Words & Music Colum Sands, Elm Grove Music Colum Sands: vocals, guitar, tin wistle, Ben Sands: mandoline, backing vocals Kieran Goss: Guitar
One morning when the toast was burnt and the milk was slightly sour, I was feeling like the milk when the postman hit the door, I jumped onto my own two feet and one foot of my cat, And I knew by the way she scrabbed my leg, that she did not like that. The postman had some envelopes in various shades of brown, With little see-through panels where my name was written down, He seemed to understand my thoughts as he quickly ran away, I went back to the smouldering toust and here's what I dit say. Corus: Mortgages and overdrafts they really get me down, V.A.T. and income tax would make a angel frown, I've been to the banks of the Ohio I've danced on the banks of the Nile, But the tightest bank in this whole world is where I must go now. You may inter-ested or interested to know, That never were the iner-est or interest rates so low, At least that's what the adverts said but the Manager said "NO!" "Things are getting tight", he said, about ten times or so, Well I tried to make it clear to him that I wasn't Ronald Biggs, Or even John De Lorean in an optimistic wig, But he just kept saying "Things are tight" and his lips were tight as well, As he tightly closed the door behind me, here's what I did yell Chorus Well the next bank that I went to, I tried to be more frank, I said that money lent to me was as save as in the bank "If that's the case" the Manager said, "we'll keep the dough right here, And we'll all sleep better every night" he whispered in my ear. Now the bank that gives me credit, I'll give them credit too, I need a little overdraft that would last a your or two, Sure banks are legal robbers, and the rich all live in debt, And the poor don't owe apeny so perhaps I'll be rich yet. Chorus